Terms of Service
Last updated: May 6, 2026
1. Agreement to Terms
By accessing this website, browsing our products, or making a purchase, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site or purchasing our products. These terms apply to all visitors, users, and customers of Wealth Realm.
2. Digital Products
All products offered by Wealth Realm are digital downloads. No physical products will be shipped. Upon successful payment, you will receive a download link via email or on the confirmation page. It is your responsibility to download your purchased products promptly. We recommend backing up your downloads, as access links may expire after a reasonable period.
3. License
Upon purchase, Wealth Realm grants you a limited, non-exclusive, non-transferable, personal-use license to use the digital products you have purchased. This license is subject to the following restrictions:
- You may use the products for personal content creation on your own social media channels and platforms.
- You may not resell, redistribute, sublicense, or share the products with third parties in their original or modified form.
- You may not use the products for commercial purposes beyond personal content creation (e.g., selling the clips or filters as part of a competing product).
- You may not reverse-engineer, decompile, or attempt to extract the source code or underlying assets from any product.
Your purchase grants you a license to use the product, not ownership of the intellectual property itself. All rights not expressly granted are reserved by Wealth Realm.
4. Purchases and Payment
All purchases are processed securely through Stripe, a leading payment processor. By making a purchase, you agree to provide accurate and complete payment information. Key terms:
- All prices are listed in United States Dollars (USD) unless otherwise stated.
- All charges are one-time payments unless explicitly stated as a subscription or recurring charge.
- You are responsible for any applicable taxes, duties, or fees imposed by your jurisdiction.
- Payment information is handled entirely by Stripe. We do not store or have access to your payment card details.
5. Refund Policy
We offer a 30-Day Money-Back Guarantee. If you are not satisfied with your purchase for any reason, contact us within 30 days of your purchase date for a full refund. To request a refund, please reach out via Instagram DM @_wealth.realm_ and include your order confirmation or email address used during purchase. Refunds will be processed to the original payment method within 5-10 business days. This guarantee does not apply to free products.
6. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, videos, audio clips, digital downloads, data compilations, software, and the overall design and layout, is the property of Wealth Realm or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws. The Wealth Realm name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Wealth Realm. You may not use any of these without our prior written permission. Purchasing a product grants you a license to use it — it does not transfer ownership of any intellectual property rights.
7. Prohibited Use
You agree not to use this website or our products for any unlawful purpose or in any way that could damage, disable, overburden, or impair the site. Specifically, you may not:
- Resell, redistribute, or share our digital products with others in their original or modified form.
- Share your account or purchase credentials with third parties.
- Use automated systems, scrapers, bots, or spiders to access, monitor, or copy any part of the website or its content.
- Reverse-engineer, decompile, or disassemble any product or software component.
- Upload or transmit viruses, malware, or other malicious code.
- Attempt to gain unauthorized access to any portion of the website or its systems.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Wealth Realm and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the website or products; (ii) any conduct or content of any third party on the website; (iii) any content obtained from the website; or (iv) unauthorized access, use, or alteration of your transmissions or content. In no event shall our total liability to you for all claims exceed the amount you paid for the specific product that is the subject of the claim. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.
9. Indemnification
You agree to indemnify, defend, and hold harmless Wealth Realm and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the website or products, your violation of these Terms of Service, or your infringement of any intellectual property or other rights of any person or entity.
10. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. You agree that any legal action or proceeding between you and Wealth Realm shall be brought exclusively in the state or federal courts located in Los Angeles County, California, and you consent to the personal jurisdiction and venue of such courts.
11. Changes to Terms
We reserve the right to modify or replace these Terms of Service at any time, at our sole discretion. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the website or purchase of products after any changes constitutes acceptance of the revised terms. If you do not agree to the new terms, you must stop using the website and our products.
12. Contact
For questions, concerns, refund requests, or general support, please contact us via Instagram DM @_wealth.realm_. We aim to respond to all messages within 48 hours.